Warning: Please read terms & conditions of lenders or brokers before paying any upfront fees.

Representative APR Example
£300 borrowed for 30 days. Total amount payable by one repayment: £372.
Total interest payable by one repayment: £72. Representative APR 1223.6% (Variable)
Amount
£0
Term
0 Day(s)
Interest : £0
/
Repayment : £0
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Welcome to Money 24x7

Are you in need of money to take care of an unexpected emergency expense? You never know when you may face unforeseen expenditures. It is not possible for everyone to stay prepared to tackle such situations. Your car may have broken down, you may need to pay urgent bills or pay some medical charges. Here at Money 24 Hour we strive to make it easy for you to find quick loans by keeping the complete procedure quick and hassle free.

Why A Short Term Loan?

Short term loan offers you a better way to borrow the cash you are urgently in need of. They are a reasonable solution for any small expenses that you are not able to pay till your payday . So, if you are running short of cash during any unplanned emergencies, then this online loan is an option you can consider. It is a quick and trouble-free solution, completely online and available round-the-clock. Qualifying for this loan is easy. Any UK citizen who has attained 18 years of age, having a fixed monthly income and a bank account can make use of our loan matching services.

These are short term loans ideal for small needs. It should not be applied to pay back past outstanding debts or take care of any long term debts. They are solely designed to help you meet short-term financing needs. They are a flexible financial tool that will help you to deal with unplanned needs, manage cash flow, deal with unexpected needs for extra cash or take advantage of any unforeseen opportunities.

What Are The Charges?

Approval against a short term loan will give you the necessary funds whenever you are short on cash. Comparing the deals offered by the lenders in our network will make your search easy. We are only a mediator and play no role in loan decisions. We only offer comparison facility and loan calculators that will make it easy for you to decide the loan deal you should opt for. We charge absolutely no fee for any of our services.

Upon approval you will receive an amount of cash that you agree to pay back within a stipulated time along with interest and lender's application fee. Since very small amount of cash can be obtained upon approval against this loan, the repayment period is drastically shorter and interest rates higher.

Safe, Responsible, Convenient

If you are looking for a loan deal that is safe and convenient to apply then short term is the answer. Ahead of applying for this loans there are a few factors that you should consider. Do check out the amount of time a lender is going to take to offer you the loan. Also go through the maximum amount of money you can get and how much interest you will be charged.

Register with us in this website and we will get you connected with lender who specialises in offering safe and convenient loan solutions. Find a lender who believes in transparency and responsible lending. Applying online is absolutely easy. Complete the online form with your basic personal details and submit it. The complete process will only take a few minutes and lender will get back to you with a quick response.

Collection Practices

Short term loans are offered for short tenure as they are small loans.

You should contact your lender at the earliest sign of financial difficulties. The borrowed amount along with the interest payable needs to be repaid back within a month. Anyone applying for this loan should be responsible for making sure that the borrowed money is repaid on time. When borrower fails to pay back on time, lender will pass on the information to the debt collection agency.

As a result you will start getting collection calls and visits from the collection agency. To stay away from such stressful situations repay back responsibly. But if you are still unable to pay back as per schedule, contact your lender and discuss the situation. Do read the OFT's guidance before dealing with the debt collector to know your rights.

Do not forget to verify your debt and contact your lender if you find any discrepancy in the loan agreement. The lending company or debt collectors do not have the right to intimidate you or take any action against you, which is prohibited by the law. Keep records of the collection call you receive from the debt collector and if you find any law being violated contact a debt collection attorney immediately.

Non Payment Implications

Every year countless number of UK citizens benefit from short-term loan. However, the funds received should be repaid back in a timely manner so that you can apply for this loan in future again. Ahead of applying do consider the amount of cash you actually need and check when is the due date and if you will be able to pay back on time. If you do not pay the loan back by the due date, additional fee and cost will start to accrue. If lender refers this to the outside collection agency it will reflect on your credit record. Besides, you will receive phone calls and letters. All these will hold you from getting a short term loan in future.

Late Payment

When applying for a loan, plan repayment ahead. If you are close to the due date and you do not have the funds to pay back, you should contact the lender immediately. Depending on where you reside, you can opt for loan extensions and make late payments. But such late payments are offered with addition cost and can cause you serious financial problems. You can also talk to loan specialists and find other options.

Loan Renewal Policy

For short term loan borrower who is unable to pay the cash in full can consider loan renewal policy. But you should understand that not all lender offer loan extension and renewal opportunities. You can easily request for an extension, but extra charges will be added to the total amount you owe. Do go through the loan agreement carefully to know if a lender offers renewal and what additional charges would be added.

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Authorisation can be checked on the Financial Service Register at https://www.fca.org.uk/register

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Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions.

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in UK. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

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